Why warn around forty percent stretch?
Because most algorithms start to sound obviously processed around that range.
Studio utility
See how hard a loop needs to stretch, what BPM a pitch shift implies, and what key change comes with it.
Stretch percentage
Pitch-shifted BPM
Cent offset
Resulting key
Stretch percentage is target BPM divided by original BPM times one hundred. Pitch-only BPM change uses the equal-temperament ratio of two to the power of semitones over twelve.
Because most algorithms start to sound obviously processed around that range.
Only when time stretch is off or separate from pitch.
Because both can be useful depending on the musical key you are working in.